Stash Earn Account
This program allows you to automatically save your change from VISA Debit Card purchases and stash it into a new Stash Earn Account, earning you 5.10% APY.* Have you been trying to start a savings fund but just keep falling short? This will be an easy way to get started and you don’t have to do anything different – just use your VISA Debit Card!
Opt-In Today
Start small and watch your money grow!
How It Works
Any VISA Debit Card purchase (used as debit or credit) that isn’t a whole dollar amount automatically rounds up to the nearest dollar (ex. $5.15 becomes $6.00). Then the difference (in this case $0.85) is deposited into your Stash Earn Account at the end of each business day.
Who’s Eligible
Members who have a LFCU Checking Account and Debit Card can opt-in by clicking here.
Your New Stash Account
After opting-in, you’ll see a new Stash Earn Account listed on the LFCU Mobile App and in your Online Banking account, titled STASH REWARDS. Deposits from your round up transactions will be stored here.
FAQ
How do I keep track of my Stashed Cash?
You will be able to view your new Stash Earn Account in the LFCU Mobile App and in your Online Banking account. You’ll see a new account titled STASH REWARDS. You can view the balance and individual transactions just like any other account you have.
Can I transfer these funds to another account?
Yes, you can withdraw or transfer from your Stash Earn Account up to six times per month.
Can I transfer additional money to be saved to my Stash Earn Account?
No, the Stash Earn Account is strictly used for deposits from your round up transactions or Dream Points Rewards redemptions.
Are dividends paid on my Stash Earn Account?
Yes, you will earn dividends on this account. Your Stash Earn Account currently pays a higher rate of dividends for balances $50-$2500. See the TIS Schedule for current rates.
Can I combine my Stash Earn Account with my spouse or other household member?
No, payments are transferred to the account tied to the account holders VISA Debit Card. LFCU will not be responsible for any errors or account ownership issues with regard to round up transfers.
What if I don’t have available funds at the end of the day?
The automatic round up transfer will be cancelled and no fee or charges will occur.
Can I cancel the Stash Earn Account all together?
Yes, if you don’t want your transactions to be automatically rounded up and deposited into your Stash Earn Account, simply send us a written request to cancel the program.
Disclosure
*A.P.R = Annual Rate Percentage. A.P.Y. = Annual Percentage Yield. Rates are subject to change at anytime with or without notice. See the TIS Schedule within your online banking for current rates. Your Stash Earn Account currently pays a higher rate of dividends for balances $50-$2500.
