A wallet designed as a rainy-day fund
Stash Save Account
Our new SAVE program allows you to automatically transfer funds from your LFCU Checking and Savings Account and stash it into a new Stash Save Account, earning you 5% APR*! Enrolled members can allocate a minimum of $5 and a maximum of $250 to be auto-transferred into their Stash Save Account on a monthly basis.
- Control over your day-to-day, month-to-month finances
- Capacity to absorb a financial shock
- Financial freedom to make choices to enjoy life
- On track to meet your financial goals
Stash Save Account
Rates Effective as of: 01-21-2025
| APR | APY | |
|---|---|---|
| $50-$1,000.00* | 5.00% | 5.10% |
A.P.Y. = Annual Percentage Yield
A.P.R. = Annual Percentage Rate
Your Stash Save Account currently pays a higher rate of dividends for balances $50.00-$1,000. Balances $1,000.01 or more earn 0.10% APR.
Rates subject to change at any time without notice
No, currently payments are transferred to the account tied to the debit card. LFCU will not be responsible for any errors or account ownership issues with regard to the SAVE Program.
You may withdraw four (4) times per month from this account with no fee. More than four (4) withdrawals per month will result in a $10.00 fee per withdrawal.
Yes. This account will be listed with your other accounts, titled 'SAVE'.
This account pays dividends at 5.00% APY* on balances between $50 and $1000, and 0.10% APY* on balances over $1,000.
You will be able to view your Stash Save Account on the LFCU Mobile App and Online Banking. This account is titled SAVE. You can view the balance and individual transactions just like any other account.
Yes, you will earn dividends on this account. Your Stash Save Account currently pays a higher rate of dividends for balances $50-$1,000. See the TIS Schedule for current rates.
Yes, at any time you have extra funds to transfer into your Stash Save Account, you can do so by processing the transaction through the Mobile App or in your Online Banking account.
Yes, if you wish to cancel auto transfers and/or delete the account all together, simply send us a written request to cancel the account.
Yes, you are able to make four withdrawals per year or a $10 fee will be charged for any excessive withdrawals. Remember, this account is helping you save for emergency savings.
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Online Banking:
Login to your account. Click the ‘New Accounts’ tab of the menu, under ‘Open A New Share Account’, click ‘Share Rate Board’. Then, click ‘SAVE’ and follow the prompts to complete enrollment.
Mobile App:
Login to your account. Tap ‘Open A New Account’ on the home screen. A pop-up will appear, tap ‘SAVE’ and follow the prompts to complete enrollment.
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*Disclosure
APR = Annual Percentage Rate.
APY = Annual Percentage Yield.
Your Stash Save Account currently pays a higher rate of dividends for balances $50.00-$1,000. Balances $1,000.01 or more earn 0.10% APR.
Rates subject to change. See the TIS Schedule for current rates.
