Courses & Education

Adulting 101

This four-week, no-cost course helps students build essential financial skills and confidence, whether they are new to making financial decisions or looking for a refresher.

• Overview: Real-world money skills for young adults, including money mindset, savings, budgeting, investments, credit, and debt.
• Audience: High school seniors, college students, and young adults.

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From Educators:

“The Financial Reality Fair is such a wonderful opportunity for our students to gain real-world knowledge and life skills. The students are able to extend the conversations and activities they take part in back to the classroom and home, where they can talk to their families about them. The more opportunities we have to talk about financial literacy with our students, the better, to which they can build their own skills to become healthy money managers as they move to adulthood.”

—Principal Folkersma at Rudyard Area Schools

“Shoutout to Limestone Financial Credit Union for giving our 8th-grade students a crash course in adulting at the Financial Reality Fair! From budgeting to ‘Wait, groceries cost how much?!’ – our students got a fun (and slightly shocking) taste of real life. Thank you to LFCU for helping them build money smarts with plenty of laughs and learning!”

—Principal Purple at Joseph K. Lumsden Bahweting Anishnabe School

“We appreciate Limestone Financial Credit Union coming to Superior Central today to put on this Financial Literacy event with our freshmen and juniors. Many of our kids were disappointed in the amount of extra cash they had after paying their bills. I think it’s a great simulation to show them the reality of where paychecks go.”

—Bill Valima, Principal, Superior Central High School

“The Financial Reality Fair is an invaluable opportunity for our students that provides hands-on experience into financial decisions and responsibilities they will face in the real world. We are fortunate to have community partners that understand the importance of financial literacy and are willing to share their expertise and engage our students in lessons on budgeting, decision-making, and planning for the future.  It is always a fun eye-opening event for our students giving them important life skills that will help prepare them for life beyond high school.”

— Sandy Sawyer, Principal, Malcolm High School

From Students:

“I liked how there were different jobs and families for students, and how the fair put us into real-life situations. I also liked that the money was pretty accurate.”

—Student at Rudyard Area Schools

“I thought it would just be adding numbers, but it was actually really fun! Visiting the merchant tables and managing my own budget made it fun.”

—Student at Joseph K. Lumsden Bahweting Anishnabe School

“Buying my needs before my wants and putting money aside for savings. This way I will have more money when I need it.”

—Student at Superior Central High School

“I learned that I would need to save money in case an emergency happened.”

—Student at Malcolm High School

Lake Superior State University:

Malcolm High School: