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GAP Plus with Deductible Assistance

Optional financial protection on your vehicle loan that helps you drive with confidence.
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Optional protection for your vehicle loan and your finances.

If your vehicle is deemed a total loss due to an accident or theft, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. GAP Plus with Deductible Assistance may help you make up the difference.

  • GAP Plus: May lower your next credit union loan, helping you replace your vehicle more easily.
  • Deductible Assistance: Offers financial relief when your vehicle is damaged but not totaled by applying your deductible to your loan balance.

GAP Plus

GAP Plus coverage may help reduce or even eliminate the difference between your auto insurance settlement and the remaining balance on your loan if your vehicle is declared a total loss, helping to protect you from unexpected out-of-pocket expenses.

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Deductible Assistance

This coverage is designed to provide financial relief when your vehicle is damaged but not considered a total loss. If the cost of repairs exceeds your insurance deductible, the amount of your deductible is applied directly to your loan balance—reducing what you owe and helping ease the financial burden of unexpected repairs.

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Get Started Today

Optional financial protection on your vehicle loan that helps you drive with confidence. Talk to Limestone FCU today about how we can help protect you from sudden out-of-pocket expenses with GAP Plus with Deductible Assistance

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GAP, which includes deductible assistance, is not insurance; it is an optional debt cancellation product. GAP will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount financed under your contract will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state-chartered credit unions in FL, GA, IA, IN, UT, VT, and WI may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you purchase a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state-chartered credit unions in CO, MO or SC may be canceled at any time during the loan and receive a refund of the unearned fee.

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GAP-3415626.3-0124-0226

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